body    {
                              font-family: serif; 
                              color: black;  
                              margin: 20px; 
                              width: 95%;
                              font-size: 1em;
                              }

                      h1, h2, h3 { 
                              font-family: serif;
                               color: #002443;
                              }
                      h2      {
                              text-align: left;
                              }
                      hr      {
                              color: #005796;
                              border: 1px solid;
                              }

                      p, blockquote, li 
                              { 
                              font-size: 1em; 
                              }

                      span.link { 
                              font-size: 1.1em; 
                              }

                      a:link { 
                              color: #005796;
                              background: transparent;  
                              }

                      a:visited { 
                              color: #ab003c; 
                              background: transparent;  
                              }

                      a:hover { 
                              color: black; 
                              background: white; 
                              text-decoration: none; 
                              }

                      a:active { 
                              color: #0469b3; 
                              background: transparent;
                              text-decoration: none; 
                              }
                      .tableone { 
                              padding: 8px; 
                              border: 0px #ffcc00 inset; 
                              color: #330000; 
                              background: transparent;
                              }

                      .tabletwo {
                              font-family: Arial, Helvetica, sans-serif;
                              border-spacing: 0px;
                              text-align: left;
                              color: gray;
                              background: transparent;
                              }
                      .tablethree {
                              font-family: "Frutiger Linotype", "Lucida Sans", Arial, Helvetica, 
                      sans-serif;  
                              font-size: .9em;        
                              width: 100%;
                              background: transparent;
                              }

                      .td1    {
                              font-size: .8em; 
                              font-weight: bold;
                              }
                      .td2    {
                              text-align: center; 
                              vertical-align: top;
                              }
                      .td3    {
                              text-align: left; 
                              vertical-align: top;
                              }
                      .td4    {
                              text-align: center;
                              font-size: .9em;  
                              vertical-align: top;
                              border-right: blue
                              }
                      .td5    {
                              border-right:blue
                              }
                      .tr5    {
                              border: 1px solid blue;
                              }
                      .toprow {
                              border-top: gray 6px ridge; 
                              }
                      .toprow2 {
                              border-top: white 6px solid;
                              }
                      .toprow3 {
                              border-right: #acacac 1px ridge;
                              }
                      .whitebar{
                              color: white;
                              border: 20px solid;
                              }

                      ul      {
                              list-style-type: disc;
                              font-size: .9em;
                              }
                      ol      {
                              font-size: .9em;
                              }
                      .MsoNormal{
                              margin-left:.5;
                              text-indent:-.5;
                              }